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Options you might not know about
Angie Turley helps Indiana and Illinois buyers look past the headline rate and toward practical paths that fit the life they are building.
Where to start
Buying a home can feel like a math problem with too many unknowns. Angie makes it a conversation: your income, your savings, your timing, and the tools that may make homeownership more workable.
Text Angie at (317) 797-0615Six ways to look forward
Every buyer is different. These are starting points—not one-size-fits-all answers.
A 0.5/0 temporary buydown can give eligible buyers a lighter principal-and-interest payment in the first year. Your loan is still qualified using the full note-rate payment from the beginning.
For months 1–12, the payment is calculated as if the rate were 0.50 percentage points lower. Starting in month 13, it returns to the full note-rate amount without changing the note rate.
For eligible buyers, Fairway Buy & Save™ can cover up to the first three complete mortgage payments on a new home, giving qualifying buyers more room during the first months of homeownership.
The payment due date on the note does not change. Program requirements, qualifying criteria, and restrictions apply.
Self-employed, commission-based, or building a business? Traditional tax returns may not always show the whole story. Bank statement programs can use qualifying deposit history and other documentation to help assess repayment ability.
Documentation, credit, assets, down payment, pricing, and program requirements vary.
Indiana Housing and Community Development Authority programs may pair eligible buyers with a qualifying 30-year fixed mortgage and down-payment assistance options.
IHDA Mortgage programs may offer eligible Illinois buyers help with down payment and closing costs alongside a qualifying mortgage.
If your financial strength is primarily in eligible, seasoned assets rather than traditional monthly income, an asset-based non-QM path may be worth exploring.
Non-QM loans are fully underwritten and are not a fit for every buyer. Terms and availability can change.
Team Turley is not IHCDA or IHDA. Program information is for general educational purposes; availability and eligibility are determined by the applicable program and lender review.
The Team Turley difference
Angie helps you compare paths in plain language—so you understand what may work, what it takes, and what to ask next.
Look at the payment, cash to close, timing, and documents that fit your actual plan.
Explore eligible loan and assistance paths without treating any one program as a promise.
Get a clear answer about what to consider next, whether you apply now or keep planning.
A local guide in your corner
Angie has spent more than three decades helping families move from “someday” to a set of keys. Her team supports buyers across Central Indiana and Danville, Illinois with direct answers, thoughtful options, and a process that keeps you in the loop.
Human guidance
A real team to help you make sense of your options.
Full-picture lending
Conventional, FHA, VA, USDA, jumbo, refinance, and more.
Built around your timeline
Start with a conversation, then move into an application when you’re ready.
Your next conversation
Bring the questions you have now. Text Angie with your homebuying goals, or request a follow-up to talk through the options that may fit your timeline, documentation, and down-payment plan.